What is an E-Shram Card?
An E-Shram card is like a special ID for workers. The government made it to help people who work in small jobs or run tiny businesses. It’s a digital version of the old paper Shram card.
Why is it Important?
The E-Shram card helps workers in many ways:
- It gives them an identity as a worker
- It helps them get money from the government
- It offers insurance and pension benefits
Who Can Get an E-Shram Card?
If you’re an Indian worker between 16 and 59 years old, you can get this card. It’s mainly for people who work in small shops, as house help or run their tiny businesses.
E-Shram Card Details
Here’s a quick look at the main points about the E-Shram card:
Feature | Details |
---|---|
Scheme Name | e-Shram Card |
Started by | Ministry of Labor and Employment |
Launch Date | August 2021 |
For Whom | Unorganised sector workers |
Pension Benefit | ₹3,000 per month |
Insurance Benefits | ₹2 lakh for death, ₹1 lakh for partial disability |
Age Limit | 16-59 years |
Website | https://eshram.gov.in/ |
Helpline | 14434 |
How to Check E-Shram Card Balance Online and By Phone?
Knowing how much money you have is important. Here’s how you can check your E-Shram card balance:
- By Phone: Just dial 14434 from your mobile phone.
- Online: We’ll talk about this method in detail later.
Why Check Your E-Shram Card Balance?
Checking your balance is a good habit. Here’s why:
- Know Your Money: You’ll always know how much you have.
- Plan Better: It helps you plan your spending.
- Avoid Problems: You won’t try to use money you don’t have.
- Spot Mistakes: If there’s an error, you can catch it quickly.
Benefits of Checking E-Shram Card Balance
Let’s look at why checking your balance is so helpful:
- Better Budgeting: When you know how much money you have, you can plan better.
- No Payment Problems: You’ll know if you have enough money before you try to use it.
- Saves Time: It’s quick and easy to check, so you don’t waste time.
- Clear Information: You can see exactly what money you’ve gotten and spent.
Who Can Check Their E-Shram Card Balance?
To check your balance, you need:
- To be signed up for the E-Shram program
- To have an E-Shram card
- A mobile number that’s registered with E-Shram
What Do You Need to Check Your Balance?
Good news! You don’t need any special papers to check your balance. You just need:
- Your E-Shram card number
- Your login details for the government website
How to Check E-Shram Card Balance Online?
Here’s a step-by-step guide to checking your balance online:
- Go to https://eshram.gov.in/
- Click on “e-Shram Card”
- Type in your mobile number
- Click “Generate OTP”
- Enter the OTP you get on your phone
- Click “Verify OTP”
- On your account page, go to “My Account”
- Click “Check Balance”
- You’ll see your current balance
How to Update Your E-Shram Card?
Sometimes, you might need to change some information on your card. Here’s how:
- Go to the E-Shram website
- Click on “Update labour card”
- Enter the OTP you get on your phone
- Change the information you need to update
- Submit the changes
Downloading Your E-Shram Card
If you need a copy of your card, you can download it. Here’s how:
- Visit the e-Shram website
- Click “Already Registered” and then “Update/Download UAN Card”
- Enter your details and get an OTP
- Enter the OTP to confirm
- Check your details are correct
- Click to download your card
What is the Unorganised Sector?
The unorganized sector is a big part of India’s workforce. It includes:
- Small businesses with less than 10 workers
- People who work from home
- Self-employed individuals
These workers often don’t have regular jobs or benefits. The E-Shram card helps them get some protection.
E-Shram Card Helpline
If you need help, you can:
- Call 14434 (it’s free)
- Email eshramcare-mole@gov.in
They’re available every day to help you.
FAQs:
Here are some common questions about the E-Shram card:
- Q: How can I check my eShram card balance?
A: You can check online at the eShram portal or by calling 14434.
- Q: How do I check if I got ₹1000 on my eShram card?
A: Log in to the eShram portal and look at your recent transactions.
- Q: How do I check my bank balance by phone?
A: Call your bank’s balance check number from your registered mobile number and follow the instructions.
- Q: How can I check my eShram card status using my mobile number?
A: Send an SMS with your eShram card number to the helpline. You’ll get a message back with your status.
- Q: Is there a fee to check the balance on the e-Shram Card?
A: No, it’s free to check your balance.
- Q: Can I update my e-Shram Card information online?
A: Yes, you can update your information on the eShram portal or the UMANG mobile app.
- Q: What information is on the e-Shram Card?
A: It has your name, birth date, address, and job details.
- Q: Is the e-Shram Card connected to my bank account?
A: No, it’s not linked to any bank account.
- Q: How can I change my job details on the e-Shram Card?
A: You can update this on the eShram website or the UMANG app.
- Q: Can I use my e-Shram Card anywhere in India?
A: Yes, it’s valid all over India.
- Q: How do I see if I’ve been paid through my e-Shram card?
A: Go to the eShram website, choose ‘E-Aadhaar Card Beneficiary Status Check’, enter your details, and you’ll see your payment status.
- Q: Will I get money every month with an e-Shram card?
A: Yes, you’ll get a pension when you’re 60. It will be ₹3,000 per month.
- Q: How much money do e-Shram card holders get?
A: At 60, you’ll get ₹3,000 per month. You also get insurance: ₹2 lakh if you die, and ₹1 lakh if you’re partially disabled.
- Q: How do I get my e-Shram card if I’m already registered?
A: Go to the eShram website, click ‘Already Registered’, then ‘Update/download UAN card’. Follow the steps to download your card.
- Q: Who can apply for an e-Shram card?
A: Any worker in the unorganized sector, aged 16-59, can apply. You need a mobile number linked to your Aadhaar card.
Also Check:
Conclusion:
The E-Shram card is a big step to help workers in India.
It gives benefits and protection to people who often don’t have job security.
By checking your balance regularly, you can make sure you’re getting what you should.
It’s a simple tool, but it can make a big difference in your life.